A lifetime income annuity can provide something many retirees value above all else confidence that they won't outlive their income In this episode of Finishing Well certified financial planner Hans Scheil and Host Robby Dilmore explain how a lifetime income annuity fits into a well-designed retirement strategy emphasizing that it's not meant to replace an investment portfolio but to complement it Through several real-life planning examples Hans illustrates how annuities can create a guaranteed stream of lifetime income while working alongside Social Security investments and other retirement assets He also discusses how these products can help reduce longevity risk serve [... more]

Ready to grow your wealth with confidence Let's talk ' http www meetwithrosewood com - - Does the outcome of an election really matter for your investments In part one of this two-part series John and Jake look at how markets have tended to behave before and after elections why uncertainty tends to rattle the market more than the result itself and what gridlock can mean for day-to-day swings Jake also shares how to filter the headlines down to what actually touches your plan Whatever side of the aisle you're on your portfolio shouldn't have to pick one Here's what [... more]

Sometimes becoming more generous means giving away less money That may sound contradictory especially when we often measure generosity by how much we give But biblical generosity is about far more than a percentage on a spreadsheet It involves surrendering everything God has entrusted to us including our money time homes relationships and even our plans for the future For John and Megan Cortines that lesson became deeply personal when their journey of financial generosity led them somewhere unexpected foster care and adoption Their story reminds us that generosity isn't simply about what we're willing to give away It's about [... more]

In a relay race runners don't leave the baton behind They pass it forward to someone prepared to carry it Shouldn't we think about inheritance the same way When we consider leaving an inheritance we naturally focus on the financial resources we'll pass along But an inheritance involves more than transferring money or possessions It also involves preparing the people who will receive them Proverbs reminds us How much better to get wisdom than gold To get understanding is to be chosen rather than silver Ron Blue founder of Kingdom Advisors and Blue Trust and a pioneer in Christian financial [... more]

Rich weighs in on the Raiders' diving into the Fernando Mendoza era after trading Kirk Cousins to the Minnesota Vikings Rich unveils his brand-new NFL Power Rankings heading into Week with a new team atop his list of the league's best team Celtics fan Brockman trolls LeBron saying the ers season is over and that LBJ should retire after Boston's early season win over the Sixers last night FOX Sports' Greg Olsen and Rich break down the latest around the NFL including Kirk Cousins trade from the Raiders to the Vikings why he's not giving up on the Seattle Seahawks [... more]

Faithful stewardship begins long before we decide how much to give It starts with how we earn save invest and use the resources God has entrusted to us Nearly years ago theologian John Wesley preached a sermon titled The Use of Money offering Christians a framework for managing their finances Make all you can save all you can and give all you can At first glance those three principles might seem like separate financial goals But Wesley intended something far more comprehensive He believed that every aspect of our financial lives should reflect our love for God and neighbor Robin [... more]

Setting goals can be a wise and worthwhile pursuit Whether we're building a career saving for retirement improving our health or investing in our families goals help us live with purpose and intentionality But how do we pursue our ambitions without allowing success to define us Proverbs reminds us The heart of man plans his way but the LORD establishes his steps God never intended for our accomplishments to become the measure of our worth Our identity is secure in Christ not in what we achieve That means we can dream boldly plan wisely and work faithfully while trusting God [... more]

Planning for retirement isn't just about building wealth it's about knowing how to use it wisely In this episode of Finishing Well Certified Financial Planner Hans Scheil and Host Robby Dilmore explain the importance of Required Minimum Distributions RMDs and why having a strategy long before they're required can help you avoid unnecessary taxes Medicare premium increases and costly surprises Hans breaks down when RMDs begin how they work and why proactive planning in your s can make a significant difference He also discusses practical strategies such as Roth conversions Qualified Charitable Distributions QCDs tax bracket planning and ways to [... more]

Ready to grow your wealth with confidence Let's talk ' http www meetwithrosewood com - - Does retirement mean it's time to drop your life insurance John and Jake take a practical case-by-case look at how coverage may help replace lost income support loved ones or provide liquidity for an estate They explain why the right amount and whether you need coverage at all depends on your goals finances and family's needs Before you cancel that policy tune in to see what it may still be doing for you Here's what we discuss in this episode Life Insurance Bias Why [... more]

When Christians think about faithful stewardship generosity often comes to mind first We ask how much we should give where our gifts should go and how we can use our resources to bless others But what about the money we don't give away Faithful stewardship extends beyond charitable donations It includes our savings investments businesses and everything else God has entrusted to our care And that raises an important question How can we use all of our resources not just what we give to advance God's purposes Aimee Minnich Co-Founder Chief Impact Officer and General Counsel of the Impact Foundation [... more]

Owning rental property is a little like ordering pizza with anchovies It might be just what you're looking for but it's certainly not for everyone Rental real estate can be a valuable investment providing additional income and the potential for long-term appreciation But unlike owning stocks or mutual funds rental property requires ongoing attention financial resources and a willingness to handle unexpected challenges Before becoming a landlord it's important to understand both the opportunities and responsibilities that come with owning rental property The Benefits of Owning Rental PropertyThere are several reasons why rental real estate appeals to investors A Steady [... more]

Jesus never promised us a life without trouble In John He tells His disciples In the world you will have tribulation But take heart I have overcome the world Those words remind us that difficulty is an unavoidable part of life but we never have to face it alone Whether we're navigating financial uncertainty a family crisis or an unexpected loss God's presence and faithfulness remain constant Howard Dayton author teacher and founder of Compass Financial Ministry has spent decades helping Christians apply biblical wisdom to their finances In his book Your Money Counts he explores an important question How [... more]

Your investments can do more than grow your portfolio They can also create meaningful opportunities to bless others and support the work of God's Kingdom As the end of the year approaches many Christians begin thinking about charitable giving But generosity doesn't have to come exclusively from a checking or savings account Your investment portfolio may offer additional ways to give sometimes with valuable tax advantages Brian Mumbert President and CEO of Timothy Plan a pioneer in the world of faith-based investing joined the show today to discuss how Christians can incorporate generosity into their investment strategies Generosity Begins With [... more]

In this episode of Finishing Well certified financial planner and bestselling author Hans Scheil and Host Robby Dilmore explores an innovative and alternative approach to securing long-term care protection funding through annuities Highlighting that many individuals find themselves unable to qualify for traditional long-term care insurance due to sudden health events or strict medical underwriting Scheil introduces a solution that offers a much more flexible path forward Listeners will gain practical insights into how long-term care annuities utilize simplified health statements rather than invasive underwriting making coverage accessible even for individuals managing conditions such as diabetes heart disease stroke cancer [... more]

Ready to grow your wealth with confidence Let's talk ' http www meetwithrosewood com - - Plenty of retirees reach a point where they don't care much about growth anymore They just don't want to lose what they've spent or years building Is that foolish John doesn't think so When a team is up by nine late in the game nobody calls a deep pass They line up in victory formation and protect the ball But taking a knee too early is its own mistake John explains why the right time to pull back isn't about your age or even [... more]

Someday someone else will steward the resources God has entrusted to you But will they be prepared for that responsibility Many families devote considerable time and attention to estate planning They establish wills create trusts and develop strategies to transfer assets efficiently Those are important steps but they address only part of the challenge Preparing the next steward involves more than preparing an inheritance It involves preparing the person who will receive it David Wills President Emeritus of the National Christian Foundation NCF and a contributor to FaithFi's newest Field Guide How Do I Prepare the Next Steward joined the [... more]

You may know how your retirement investments are performing but do you know what they're actually supporting For many Christians stewardship shapes how we earn spend save and give Yet when it comes to investing we may not think much about the companies and industries represented in our portfolios Faith-based investing offers an opportunity to align those decisions more closely with our Christian convictions But what does that look like in practice Does investing according to your values mean sacrificing financial returns And can individual investors really make a difference Mark Regier Vice President of Stewardship Investing at Praxis Investment [... more]

When you think about leaving an inheritance you probably picture children or grandchildren But what if your next steward isn't a person at all For many Christians leaving a gift to a church ministry or nonprofit organization can be a meaningful way to extend their generosity beyond their lifetime But deciding where when and how to give deserves the same thoughtful preparation we would give to an individual heir Sharon Epps President of Kingdom Advisors and a contributor to FaithFi's new field guide How Do I Prepare the Next Steward joined us today to discuss how believers can make these [... more]

Losing a spouse changes almost everything Beyond the emotional weight of grief there are practical responsibilities that can suddenly feel overwhelming Bills still need to be paid accounts need attention and financial decisions that once seemed routine may now feel impossible For widows navigating those responsibilities can be especially difficult when grief affects their ability to think clearly make decisions and plan for the future Rachel Faulkner Brown understands this firsthand Widowed twice by the age of she has experienced profound loss financial mistakes and unexpected challenges Today as the Founder and Executive Director of Never Alone Widows she helps [... more]

Join Certified Financial Planner Hans Scheil and Host Robby Dilmore for an essential conversation about one of the most important financial and healthcare decisions you'll make in retirement In this episode of Finishing Well Hans breaks down the seven key things everyone should know about Medicare before enrolling or making changes to their coverage From understanding the critical differences between Original Medicare and Medicare Advantage to avoiding costly enrollment penalties navigating Part D prescription drug coverage understanding IRMAA income surcharges and knowing when you can make changes during Medicare enrollment periods this episode provides practical guidance to help you make [... more]