A qualified longevity annuity contract can help postpone a portion of required minimum distributions, providing a guaranteed income stream for life, and reducing RMD pressure. This strategy can also protect against longevity risk and inflation risk, and provide peace of mind in advanced age. [... more]

Taking the long view in financial planning can lead to significant tax savings and a more secure retirement. Certified Financial Planner Hans Scheil discusses the importance of considering tax implications when making financial decisions, including Roth conversions, required minimum distributions, and charitable giving. He also highlights the potential pitfalls of the widow's penalty and the importance of planning for it. [... more]

A simple weekly review of your budget can help you stay on track and make intentional financial decisions. By asking six key questions, you can identify areas for improvement and make adjustments to align your spending with your values. This approach can help you develop good financial habits and achieve your long-term goals, while also considering the impact of your financial decisions on your relationships and community. [... more]

NFL quarterback Kirk Cousins shares his journey of generosity and the role of faith in managing finances, emphasizing the importance of trusting God and seeking wise counsel in making financial decisions. [... more]

Building financial stability requires a solid emergency fund, strategic investments, and a clear understanding of savings and investments. A high-yield savings account can provide a safe and reliable return, while investments in gold and Bitcoin can offer a store of value and diversification. Effective financial planning involves managing risk, making informed decisions, and aligning investments with personal values and goals. [... more]

Charitable giving and tax planning are crucial during year-end, and understanding donor-advised funds and qualified charitable distributions can help individuals make the most of their donations. Financial stewardship and biblical wisdom are essential in managing money, and recognizing God as the owner of everything can lead to a more balanced approach to finances. [... more]

Required Minimum Distributions, or RMDs, are a crucial aspect of retirement planning, requiring individuals to take a minimum amount of money from their Individual Retirement Accounts, or IRAs, each year. This can have significant tax implications and affect the overall financial plan. Understanding RMDs and how to manage them can help individuals make informed decisions about their retirement savings and charitable giving. [... more]

The next generation is redefining stewardship and generosity, with a focus on authenticity, impact, and community. Women play a significant role in shaping generosity, and advisors should consider co-creation and connecting head and heart when working with millennials and Gen Z. A reverse mortgage can be a viable option for tapping into home equity, and QCDs allow for tax-free charitable giving from IRAs. [... more]

Dana discusses the housing affordability crisis, government policies, and the impact of identity politics and woke culture on society. She also touches on the influence of Qatari money and the spread of Islamism in the US, as well as the politicization of university campuses. [... more]

Living with a variable income can be stressful, but God's Word offers timeless wisdom for managing finances. Building a plan around your lowest or average income, creating an income holding account, and distinguishing between fixed and flexible expenses can bring stability and peace. Remember, God is not unpredictable, and His provision is faithful. By integrating your faith and financial decisions, you can cultivate faithful stewardship and grow in generosity. [... more]

When giving, we often expect a transactional return, but scripture presents generosity as a way to receive something far greater than wealth. We receive freedom from greed, joy in Christ, and purpose in God's kingdom. Our motivation for giving should be love, not return, and we should give to participate in the life God has already set before us. [... more]

True contentment doesn't come from acquiring more, but from trusting the One Who provides. It's about finding sufficiency in Christ rather than in money, possessions, or achievements. This frees us from the trap of covetousness and anchors us in the reality that in Christ we already have all we truly need. [... more]

Living as God's stewards means understanding our identity in Christ and managing our finances in a way that honors Him. Dr. Derwin Gray shares how generosity is an act of worship, and how trusting God with our resources can bring peace, joy, and obedience. [... more]

Managing emotions is crucial when making financial decisions to avoid derailing smart investing. Certified Kingdom Advisors offer biblical financial wisdom, while Christian Credit Counselors can help with debt management. Homeowners may need to address mold issues, and retirees must consider annuity distributions and retirement planning. [... more]

Navigating healthcare options, including traditional insurance and cost-sharing programs, can be complex. Meanwhile, managing retirement savings and debt is crucial for long-term financial stability. A reverse mortgage can be a viable option for some, and understanding the rules around charitable donations from IRAs is essential for tax planning. [... more]

Rob West shares 10 common personal finance mistakes to avoid, including borrowing from 401(k), claiming Social Security too early, and overextending oneself for kids. He also discusses biblical wisdom for financial decisions, credit scores, and investments, and answers listener questions on topics such as home equity lines of credit and credit unions. [... more]

Raising the minimum wage may not save jobs from automation, and good intentions can't justify ineffectiveness or increased harm. Christians should care for the poor, but it's essential to do so for the right reasons, not for personal gain or to be seen as good. [... more]

NFL quarterback Kirk Cousins shares his journey of generosity and stewardship, discussing how his faith shapes his approach to finances and how he's using his platform to make a positive impact. He talks about the importance of modeling generosity, the tension between saving and giving, and how he and his wife Julie make financial decisions together. They also discuss estate planning, trusts, and the benefits of passing assets outside of probate. [... more]

Millions of student loan borrowers are struggling with repayment, leading to a significant impact on their credit scores. A certified credit counselor shares practical steps to help regain control and avoid falling behind on payments. Meanwhile, a listener asks about the importance of an emergency fund versus savings, and another caller inquires about spousal benefits for Social Security. [... more]

The college football season is approaching, with the SEC and other conferences navigating the complexities of the NIL and transfer portal. Meanwhile, Nick Saban's potential return to coaching has sparked debate, and Bill Belichick's first season with North Carolina is generating interest. [... more]

The pursuit of wealth can lead to emptiness and anxiety, but scripture offers a better way. By living as stewards instead of owners, we can find peace and purpose in our financial journey, and learn to give generously and live with contentment. [... more]

A Florida man was arrested for running a dog fighting operation and neglecting animals. Meanwhile, a lawsuit challenges taxpayer funding for Confederate monuments in Jacksonville. Senator Josh Hawley proposes raising the national minimum wage, sparking controversy among conservatives. The White House also suggests paying $1,000 for babies born between 2024 and 2029, sparking concerns about government spending and the role of the federal government. [... more]

California's Governor Gavin Newsom is facing criticism for his handling of the riots in Los Angeles, where protesters have been burning cars and assaulting people. Meanwhile, a Florida man was arrested for running a dog fighting operation and had a nine-foot alligator on his property. The debate over medical freedom continues, with some advocating for the right to choose their own healthcare. In other news, a judge has dismissed a defamation suit against Blake Lively, and a new proposal is being considered to raise the federal minimum wage. Additionally, a $1,000 contribution is being proposed for every U.S. citizen born between 2024 and 2029. Greta Thunberg has spoken out about the humanitarian crisis in Gaza, but some have questioned her motives and the actions of Hamas. [... more]

Money is a good gift from God, but it's easy to get caught up in the pursuit of wealth and lose sight of what truly matters. Faith and Finance explores the deeper purpose behind money management, encouraging listeners to see their finances as a tool for worship, generosity, and kingdom impact. [... more]

Honoring mothers is a biblical mandate, and their value can't be measured in dollars. Scripture calls us to honor them, and one way to do this is by expressing gratitude and speaking words of blessing over their lives. As mothers grow older, honoring them takes on a new shape, looking like care, practical, and intentional care. This is a biblical mandate, and Jesus addressed this directly in Mark 7:10-13. Honoring mothers is not just a holiday, but a way of living a life of gratitude, service, and responsibility. [... more]

Living paycheck to paycheck can lead to financial stress, but creating an emergency fund and setting up a Roth IRA can provide peace of mind. Buying a new car and paying too much for a home can also be hazardous to your wealth. Understanding estate planning, including special needs trusts and ABLE accounts, can help you make wise decisions about your finances and leave a lasting legacy for your loved ones. [... more]

Managing God's resources requires preparation, prayer, and a spending plan. By carving out time for prayer, creating a budget, and tracking expenses, individuals can avoid financial stress and stay faithful in managing their money. A generous heart is at the core of financial faithfulness, and committing to giving consistently to one's local church and looking for opportunities to bless others through sacrificial giving is essential. [... more]

Understanding God's character and our role as stewards of his resources is crucial for making wise financial decisions. When we see God as a loving and generous master, we are more likely to trust him and act boldly in our financial lives. This podcast explores the intersection of faith and finance, providing guidance on debt management, charitable giving, and living a life of generosity. [... more]

Investing in private markets can provide unique opportunities for positive impact, aligning with Christian values and furthering God's kingdom through the marketplace. One Ascent offers a values-aligned private market fund, accessible to everyday investors, providing a diversified portfolio with potential for higher returns and lower correlation to public markets. [... more]

Carrying debt into retirement can significantly reduce lifestyle choices and increase the likelihood of returning to work. Understanding biblical principles of finance and effective debt management strategies can help individuals avoid debt and achieve financial freedom. Additionally, making informed decisions about inherited IRAs and property investments can also impact one's financial future. [... more]

Jonathan, a bivocational pastor, struggles with feeling hypocritical about his financial situation, despite having a six-figure income. He seeks advice on how to manage his finances and give generously to his congregation. Rob West offers guidance on defining values, setting goals, and creating a spending plan to align with Christian principles. [... more]

Understanding the values and motivations behind financial decisions is crucial for a healthy marriage. Shanti Feldhahn and her husband Jeff share their insights on how to navigate financial conflicts and find unity in their marriage, highlighting the importance of communication, empathy, and biblical principles. [... more]

Rob West discusses various financial topics, including retirement planning, investment strategies, and biblical stewardship. He answers listener questions on topics such as IRA inheritance, life insurance, and divorce and finances, providing guidance on making wise financial decisions and living a life of stewardship. [... more]

Managing debt wisely is a way to honor God and experience personal freedom, living a life of generosity and service to others. A debt management plan can help you achieve financial well-being while staying true to your values by ensuring you honor your debts fully. Experts discuss various financial topics, including credit card debt, retirement planning, and investment strategies, all from a biblical perspective. [... more]

Rob West discusses various financial topics, including healthcare cost-sharing alternatives, biblical stewardship, and estate planning. He also answers listener questions on investing, savings bonds, and tax implications of selling a multi-family property. [... more]

Modeling generosity and teaching children the value of giving is crucial for their future well-being. By experiencing financial freedom, individuals can live a life free from the bondage of money. A donor-advised fund and other tools can help grandparents pass on the value of generosity to their grandkids. [... more]

Choosing a financial advisor who aligns with your biblical values is crucial for making informed financial decisions. Understanding long-term capital gains and tax laws can help you navigate complex financial situations. Practicing good stewardship and seeking guidance from trusted professionals can alleviate financial anxiety and lead to wise financial decisions. [... more]

Teaching children about the dangers of debt and the importance of financial literacy is crucial for their future financial well-being. Parents can start by modeling good financial behavior, using verbal communication to teach their children about money, and providing practical opportunities for them to apply what they've learned. A systematic approach to teaching children about money can help them develop good financial habits and avoid debt. Additionally, understanding trusts and estates can help individuals avoid probate and ensure that their assets are distributed according to their wishes. [... more]

God's ownership of all things and our stewardship responsibility are key concepts in managing finances according to a biblical worldview. Understanding principles such as tithing, budgeting, and financial planning can help individuals make wise decisions with their resources and live in accordance with God's will. [... more]

Navigating identity theft protection plans and understanding their worth, making informed financial decisions with biblical wisdom, and exploring charitable giving options through qualified charitable distributions and estate planning strategies for efficient IRA distributions and effective financial stewardship. [... more]