A lifetime income annuity can provide something many retirees value above all else confidence that they won't outlive their income In this episode of Finishing Well certified financial planner Hans Scheil and Host Robby Dilmore explain how a lifetime income annuity fits into a well-designed retirement strategy emphasizing that it's not meant to replace an investment portfolio but to complement it Through several real-life planning examples Hans illustrates how annuities can create a guaranteed stream of lifetime income while working alongside Social Security investments and other retirement assets He also discusses how these products can help reduce longevity risk serve [... more]

In this special bonus episode of Words of Life recorded live on Veterans Day we sit down with Major Thomas McWilliams Metro Atlanta Area Commander for The Salvation Army to explore the organization's ongoing commitment to serving those who have served our country Major McWilliams shares the story behind Atlanta's Center of Hope a facility providing veterans experiencing homelessness with more than just a place to stay Through dedicated veteran housing individualized support and assistance navigating VA benefits the program helps veterans regain stability dignity and a path toward self-sufficiency You'll also hear the remarkable story of Mr Lemon a [... more]

In a relay race runners don't leave the baton behind They pass it forward to someone prepared to carry it Shouldn't we think about inheritance the same way When we consider leaving an inheritance we naturally focus on the financial resources we'll pass along But an inheritance involves more than transferring money or possessions It also involves preparing the people who will receive them Proverbs reminds us How much better to get wisdom than gold To get understanding is to be chosen rather than silver Ron Blue founder of Kingdom Advisors and Blue Trust and a pioneer in Christian financial [... more]

Faithful stewardship begins long before we decide how much to give It starts with how we earn save invest and use the resources God has entrusted to us Nearly years ago theologian John Wesley preached a sermon titled The Use of Money offering Christians a framework for managing their finances Make all you can save all you can and give all you can At first glance those three principles might seem like separate financial goals But Wesley intended something far more comprehensive He believed that every aspect of our financial lives should reflect our love for God and neighbor Robin [... more]

When Christians think about faithful stewardship generosity often comes to mind first We ask how much we should give where our gifts should go and how we can use our resources to bless others But what about the money we don't give away Faithful stewardship extends beyond charitable donations It includes our savings investments businesses and everything else God has entrusted to our care And that raises an important question How can we use all of our resources not just what we give to advance God's purposes Aimee Minnich Co-Founder Chief Impact Officer and General Counsel of the Impact Foundation [... more]

Owning rental property is a little like ordering pizza with anchovies It might be just what you're looking for but it's certainly not for everyone Rental real estate can be a valuable investment providing additional income and the potential for long-term appreciation But unlike owning stocks or mutual funds rental property requires ongoing attention financial resources and a willingness to handle unexpected challenges Before becoming a landlord it's important to understand both the opportunities and responsibilities that come with owning rental property The Benefits of Owning Rental PropertyThere are several reasons why rental real estate appeals to investors A Steady [... more]

Your investments can do more than grow your portfolio They can also create meaningful opportunities to bless others and support the work of God's Kingdom As the end of the year approaches many Christians begin thinking about charitable giving But generosity doesn't have to come exclusively from a checking or savings account Your investment portfolio may offer additional ways to give sometimes with valuable tax advantages Brian Mumbert President and CEO of Timothy Plan a pioneer in the world of faith-based investing joined the show today to discuss how Christians can incorporate generosity into their investment strategies Generosity Begins With [... more]

In this episode of Finishing Well certified financial planner and bestselling author Hans Scheil and Host Robby Dilmore explores an innovative and alternative approach to securing long-term care protection funding through annuities Highlighting that many individuals find themselves unable to qualify for traditional long-term care insurance due to sudden health events or strict medical underwriting Scheil introduces a solution that offers a much more flexible path forward Listeners will gain practical insights into how long-term care annuities utilize simplified health statements rather than invasive underwriting making coverage accessible even for individuals managing conditions such as diabetes heart disease stroke cancer [... more]

Share a comment Engage in good deeds sounds simple until you realize Paul repeats it like a drumbeat and then adds a surprising command be careful about it We dig into what that means and why it matters for everyday Christian living not as performative niceness but as the gospel made visible through action The aim isn't to trade doctrine for activism it's to let good doctrine become a life of application that benefits real people in practical ways We talk about the mindset shift from random acts of kindness to intentional thoughtful service and we break down a three-part [... more]

You may know how your retirement investments are performing but do you know what they're actually supporting For many Christians stewardship shapes how we earn spend save and give Yet when it comes to investing we may not think much about the companies and industries represented in our portfolios Faith-based investing offers an opportunity to align those decisions more closely with our Christian convictions But what does that look like in practice Does investing according to your values mean sacrificing financial returns And can individual investors really make a difference Mark Regier Vice President of Stewardship Investing at Praxis Investment [... more]

Experience the benefits that come from intimately engaging with God on a daily basis Donate https store intouch org donate generalSee omnystudio com listener for privacy information [... more]

Every day we make decisions about money but not every decision is made with intention When it comes to generosity many of us wrestle with the same questions Where should we give How much should we give And does our giving really make a difference With so many worthy causes competing for our attention generosity can easily become reactive rather than intentional Yet Scripture invites us to see giving as something much greater than another financial habit Intentional generosity is an act of discipleship that connects our resources to God's work in the world Generosity Is Part of God's Purpose [... more]

Most Christians want to be generous But wanting to give and actually following through are two different things With so many worthy causes competing needs and financial decisions to consider even the best intentions can become overwhelming Without a plan our giving can become reactive rather than purposeful driven more by the requests we receive than by a thoughtful understanding of how God has entrusted us to steward His resources So how can we move from good intentions to meaningful action Kendra VanderMeulen CEO of the National Christian Foundation NCF joined the show today to discuss how developing a thoughtful [... more]

The wealth of the rich is their fortified city they imagine it a wall too high to scale Proverbs NIV Money can provide real protection but it can also create a dangerous illusion of security We may begin to believe that enough savings investments or possessions can shield us from whatever life brings In Samuel we encounter a wealthy man named Nabal whose story illustrates the danger of placing too much confidence in earthly riches His experience reminds us that while financial resources are valuable tools they can never provide the ultimate security our hearts desire Nabal A Wealthy Man [... more]

If there's one word that defines our culture it's more More upgrades More comfort More square footage More of whatever promises to make life a little better Yet despite having more than previous generations could have imagined many of us feel less satisfied than ever Why Because contentment doesn't come from acquiring what's next It's cultivated in the heart right where we are And Scripture reminds us that contentment isn't something we stumble upon It's something we can learn Why More Is Never EnoughWe're all tempted to believe that the next purchase promotion milestone or change in circumstances will finally [... more]

In this episode of Finishing Well Certified Financial Planner Hans Scheil and host Robby Dilmore unpack one of the most misunderstood areas of retirement planning Social Security spousal benefits While many people focus only on maximizing their own benefit Hans explains why the smartest strategy often comes from looking at Social Security as a household decision rather than an individual one Through practical real-life examples you'll discover how spouses surviving spouses and even divorced individuals may qualify for benefits they never realized were available Hans illustrates how proper timing and claiming strategies can significantly increase lifetime income helping couples create [... more]

We like to think we make rational decisions with our money but what if our emotions influence our financial choices far more than we realize That's one of behavioral economics' central findings human psychology shapes financial decisions While these discoveries have challenged traditional economic thinking they reinforce what Scripture has taught for thousands of years human wisdom is limited our hearts can deceive us and our emotions don't always lead us in the right direction Mark Biller Executive Editor and Senior Portfolio Manager at Sound Mind Investing SMI believes understanding these tendencies can help Christians become wiser more disciplined investors [... more]

One of the simplest ways to avoid credit card debt is to save up for major purchases before you make them When you plan ahead for expenses you know are coming you can pay with money you already have instead of borrowing from tomorrow's income This simple approach can reduce financial stress provide greater flexibility and help you practice faithful stewardship The key is preparing for tomorrow's expenses with today's resources Saving for the Expected Not Just the UnexpectedYou may be thinking Isn't that what my emergency fund is for Not exactly Your emergency fund is designed to cover unexpected [... more]

What book of the Bible reminds us that life is short and wisdom means making the most of the time God has given us Ecclesiastes This remarkable book refuses to let us avoid one of life's most uncomfortable realities our time here is brief Life under the sun is fleeting our accomplishments will not last forever and eventually every one of us will leave behind everything we have accumulated But Ecclesiastes does not confront us with mortality simply to make us somber It reminds us that life is short so we will learn to receive it as a gift And [... more]

A United Airlines pilot who described the October th attack as resistance by a brave people and said it was not unprovoked is STILL flying passengers for the airline Tucker Carlson says he wishes Hitler had won World War II The Embassy of Poland sends a letter to Tucker Carlson over his remarks about WWII Dana breaks down why these French political riots are happening and explains how unmitigated illegal migration has contributed to them A new poll reveals U S baby boomers overwhelmingly support higher taxes on younger workers to maintain their current Social Security benefits Plus more commentary [... more]