A lifetime income annuity can provide something many retirees value above all else confidence that they won't outlive their income In this episode of Finishing Well certified financial planner Hans Scheil and Host Robby Dilmore explain how a lifetime income annuity fits into a well-designed retirement strategy emphasizing that it's not meant to replace an investment portfolio but to complement it Through several real-life planning examples Hans illustrates how annuities can create a guaranteed stream of lifetime income while working alongside Social Security investments and other retirement assets He also discusses how these products can help reduce longevity risk serve [... more]

On this episode of Our American Stories Frederick Douglass was born into slavery in Maryland where even learning to read was considered an act of defiance As a young boy he secretly pieced together an education from spelling books discarded newspapers and lessons exchanged with white children on the streets of Baltimore The more he read the more he understood the cruelty of the system that held him captive His growing Christian faith strengthened his conviction that slavery was wrong and a brutal confrontation with the notorious slave breaker Edward Covey awakened in him a determination never again to submit [... more]

On this episode of Our American Stories in -year-old Green Beret Tom Ross was serving as an intelligence and operations officer in South Vietnam when three Montagnard tribesmen arrived at an outpost asking for help Their village had spent years under Viet Cong control and one of the men Mong Quang feared his wife and children would be killed if he returned without help Ross author of Privileges of War A Good Story of American Service in Vietnam shares the story of how he and his fellow servicemen organized a dangerous rescue mission deep into enemy territory eventually bringing roughly [... more]

Financial literacy matters but for Christians knowing how money works is only the beginning True financial wisdom involves understanding not just how to manage money but why we manage it and whom we're ultimately serving For Gen Z and young adults developing healthy financial habits can lay the foundation for a lifetime of faithful stewardship And even something as ordinary as choosing where to bank can become an opportunity to put biblical values into practice Aaron Caid Chief Marketing Officer at AdelFi Christian Banking shares how parents families and financial institutions can help the next generation develop a biblical perspective [... more]

Planning for retirement isn't just about building wealth it's about knowing how to use it wisely In this episode of Finishing Well Certified Financial Planner Hans Scheil and Host Robby Dilmore explain the importance of Required Minimum Distributions RMDs and why having a strategy long before they're required can help you avoid unnecessary taxes Medicare premium increases and costly surprises Hans breaks down when RMDs begin how they work and why proactive planning in your s can make a significant difference He also discusses practical strategies such as Roth conversions Qualified Charitable Distributions QCDs tax bracket planning and ways to [... more]

Owning rental property is a little like ordering pizza with anchovies It might be just what you're looking for but it's certainly not for everyone Rental real estate can be a valuable investment providing additional income and the potential for long-term appreciation But unlike owning stocks or mutual funds rental property requires ongoing attention financial resources and a willingness to handle unexpected challenges Before becoming a landlord it's important to understand both the opportunities and responsibilities that come with owning rental property The Benefits of Owning Rental PropertyThere are several reasons why rental real estate appeals to investors A Steady [... more]

The second law of thermodynamics says things tend toward disorder As time goes on things fall apart When it comes to our homes a clean room never stays that way for long And today on A NEW BEGINNING Pastor Greg Laurie points out there's a spiritual parallel Our Christian lives can get messy and out of sorts But we'll learn Jesus can come in sort it out if we let Him Pastor Greg urges us to open the door and let Jesus have access to every room of our spiritual house Become a Harvest Partner today and join us in [... more]

In this episode of Finishing Well certified financial planner and bestselling author Hans Scheil and Host Robby Dilmore explores an innovative and alternative approach to securing long-term care protection funding through annuities Highlighting that many individuals find themselves unable to qualify for traditional long-term care insurance due to sudden health events or strict medical underwriting Scheil introduces a solution that offers a much more flexible path forward Listeners will gain practical insights into how long-term care annuities utilize simplified health statements rather than invasive underwriting making coverage accessible even for individuals managing conditions such as diabetes heart disease stroke cancer [... more]

Republicans are defending their only state House seat in Mecklenburg County as several competitive legislative races could reshape the county's delegation Andrew Pomeranz of Carolina Journal joins the program to discuss Rep Tricia Cotham's reelection campaign and the defeat of two moderate Democrats in the March primaries Meanwhile North Carolina Attorney General Jeff Jackson has joined other Democratic attorneys general urging the FCC to preserve the federal E-Rate program which helps schools and libraries pay for internet access Andy Jackson of the John Locke Foundation joins the program with the latest early voting numbers as North Carolina enters the final [... more]

Losing a spouse changes almost everything Beyond the emotional weight of grief there are practical responsibilities that can suddenly feel overwhelming Bills still need to be paid accounts need attention and financial decisions that once seemed routine may now feel impossible For widows navigating those responsibilities can be especially difficult when grief affects their ability to think clearly make decisions and plan for the future Rachel Faulkner Brown understands this firsthand Widowed twice by the age of she has experienced profound loss financial mistakes and unexpected challenges Today as the Founder and Executive Director of Never Alone Widows she helps [... more]

Join Certified Financial Planner Hans Scheil and Host Robby Dilmore for an essential conversation about one of the most important financial and healthcare decisions you'll make in retirement In this episode of Finishing Well Hans breaks down the seven key things everyone should know about Medicare before enrolling or making changes to their coverage From understanding the critical differences between Original Medicare and Medicare Advantage to avoiding costly enrollment penalties navigating Part D prescription drug coverage understanding IRMAA income surcharges and knowing when you can make changes during Medicare enrollment periods this episode provides practical guidance to help you make [... more]

In this powerful and inspiring episode Michael Woolworth of Bible League joins Stu to share the urgent need to put God's Word into the hands of believers living in some of the world's most challenging places He explains how millions of Christians are growing in their faith without access to a Bible and how a simple gift can help change that Hear the moving story of a congregation of people sharing a single Bible and the remarkable testimony of Vishnu a rickshaw driver in India who continues sharing the hope of Jesus despite facing persecution for his faith [... more]

On this episode of Our American Stories Robert E Lee surrendered the Army of Northern Virginia at Appomattox on April but his public life was far from over During the final five years of his life Lee faced a treason indictment applied for a presidential pardon took an oath of allegiance to the United States and became president of Washington College in Lexington Virginia Gettysburg National Military Park Ranger Matt Atkinson shares the riviting story of Lee's largely overlooked postwar years and explains how the former Confederate general understood the power of his example in a country still deeply divided [... more]

Introduction The Tension Between Fear and Purpose Thank you everybody here in the house You may be seated And those that are joining us online God be with you Thank you for being with us in this prayer meeting We are truly believing that God's going to do a miracle in your life not just right now but in the days ahead as well This message tonight is called Stand Still Go Forward It's an unusual title Stand Still Go Forward I want to start in Psalm Father I thank you Lord Jesus Christ We are truly at a crisis [... more]

In this episode of Finishing Well Certified Financial Planner Hans Scheil and host Robby Dilmore unpack one of the most misunderstood areas of retirement planning Social Security spousal benefits While many people focus only on maximizing their own benefit Hans explains why the smartest strategy often comes from looking at Social Security as a household decision rather than an individual one Through practical real-life examples you'll discover how spouses surviving spouses and even divorced individuals may qualify for benefits they never realized were available Hans illustrates how proper timing and claiming strategies can significantly increase lifetime income helping couples create [... more]

Growing in biblical wisdom is a lifetime project For more resources visit breakpoint org [... more]

In retirement taxes don't just affect your annual return they influence nearly every financial decision you make In this episode of Finishing Well Hans and host Robbie explore why tax planning is one of the most overlooked yet most important aspects of a successful retirement strategy Using a real-life case study they walk through how taxes impact the Seven Worries of Retirement including Social Security Medicare long-term care required minimum distributions RMDs Roth conversions estate planning and charitable giving You'll discover how proactive planning today can potentially reduce lifetime taxes preserve more wealth for your family and help you avoid [... more]

Jonathan Edwards once said True legacy consists not of what we leave behind but of what we instill in others That's an important reminder especially when we think about money and inheritance All of us have a natural desire to provide for the people we love Whether it's our children grandchildren or others God has entrusted to our care we want to leave them in a better position than we were That's a good desire Proverbs says A good man leaves an inheritance to his children's children But Scripture encourages us to think about inheritance as more than simply transferring [... more]

God's miracle-working power isn't just something we read about in the pages of Scripture It's a power He wants to unleash in our lives today But how do we access it Dr Robert Jeffress outlines the biblical principles that connect us to God's limitless power To support Pathway to Victory go to ptv org donate [... more]

On this episode of Our American Stories during World War II U S leaders feared German bombers could strike American soil To protect the nation's most important treasures the Constitution the Declaration of Independence the Gettysburg Address and the Magna Carta Britain's most important document which was on loan at the time were secretly moved to Fort Knox Steve Puleo author of American Treasures shares the remarkable story of how the documents that shaped freedom in both England and America were safeguarded during one of history's darkest hours We'd like to thank the U S National Archives for allowing us [... more]